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ASB Loan Calculator

An ASB loan lets you invest a lump sum into Amanah Saham Bumiputera using borrowed funds, aiming to earn dividends that exceed your loan interest.

Not investment advice: pinjamHub is not a licensed capital markets services provider or a unit trust consultant under the Capital Markets and Services Act 2007 (CMSA). ASB historical dividends are not a guarantee of future returns. Before subscribing or taking an ASB-linked financing, please consult a Securities Commission Malaysia–registered unit trust consultant and read the ASB Master Prospectus and Product Highlights Sheet.

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ASB loans are available to Bumiputera Malaysians only, subject to individual bank eligibility criteria. The ASB purchase limit is RM 300,000 — dividends can grow your balance beyond this cap. Most banks finance up to a maximum of RM 200,000 per applicant.

Loan & Investment Details

All calculations run instantly in your browser.

Typical ASB loan range: RM 50,000 – RM 300,000 (purchase limit)

Most bank ASB loans use reducing balance.

Typical ASB loan rate: 4.00–5.50% p.a.

Historical ASB dividends: 4.25–8.00% p.a. Past performance is not a guarantee.

Enter Your Details

Fill in your loan details above and click Calculate ASB Loan to see if the strategy works in your favour.